Need to buy a new car for my wife...

too larry

too larry

Well-Known Member
BarnBuster said:
Leasing is trap for people who don't proper understand credit management. They keep trading in and carrying over the remaining/outstanding debt until they are way underwater on the loan. Plus, like cn says, all the dings they hit you for at lease end. Sometimes, if the deal is right and you plan from the get go to buy out the car at lease end, it's ok. but I still look for my own financing anymore.
Click to expand...
Cousin Lisa leases more car than she can afford to buy. She knows she's flushing money, but it means more to her to have the flashy things in life. As for me, I'll drive my 21 year old truck and buy dirt. That is not rolling off the assembly line everyday.
 
too larry

too larry

Well-Known Member
DonnyTinyHands said:
. . . . . . . . . . .Take all the equity out as cash and pay a normal mortgage. Use all those money's you got from the bank at a fake cheap rate to make moneys to make the payments. Doing it the other way and letting the bank hold the money and earn the money the money makes is fiscally retarded.
Click to expand...
I've been doing it wrong all my life. I pay for my cars when I buy them. And then I just use them until they are used up.

I pay for my houses too, but hopefully they don;t get used up.
 
too larry

too larry

Well-Known Member
DonnyTinyHands said:
No. It's literally the way to be trapped in the rat race while smarter people have plenty of money to do as they please without having the slave away everyday.. . . . . . . . . . .. . . . . . . If you feel smart paying shit off and going to work everyday like a good little wage slave you have right fucking at it.
Click to expand...
That is not the way slavery works. What you are describing is employment. A trade both parties have agreed to.

And smartness is not determined by the amount of money you have. I'm living proof of that. I'm not that smart. Would a smart fellow be able go out and buy a house without transferring money from savings? I didn't think so.
 
too larry

too larry

Well-Known Member
too larry said:
. . . . . . . . .. Would a smart fellow be able go out and buy a house without transferring money from savings? I didn't think so.
Click to expand...
In my defense, I would like to point out we did have a hurricane 14 months ago, and we have yet to replace all the barns and such. And I still might buy a tractor. But still. It's bad. I used to give Mamma so much hell about letting her checking get out of control. But I see now how it happens.
 
Last edited:
D

DonnyTinyHands

Well-Known Member
too larry said:
That is not the way slavery works. What you are describing is employment. A trade both parties have agreed to.
Click to expand...
That's the smartest part of the scam they running. They have you all sold that that's what it is, and that money is the same as it was generations ago. But it's not... When you live in a society that tells you you'll work if you want food and a warm place to sleep, that's slavery, they just being assholes about it. Unhappy slaves are welcome to stave and freeze I guess. And they indoctrinate (teach if you perfer being a content slave) you about the joys of capitalism in school so you think that's good and fair.

But they broke the money so bad so long ago that its absolutely not. It can only be actually described at this point as fake, a scam, a bullshit token on a computer, there are infinity of them fake ass tokens in the system now. You can take advantage of that or you can live with being take advantage of.
 
too larry

too larry

Well-Known Member
DonnyTinyHands said:
. . . . . . ... When you live in a society that tells you you'll work if you want food and a warm place to sleep, that's slavery. . . . . . . . . .
Click to expand...
No my unhappy friend, that is life.

Slavery is when you are locked in at night and don't have the option to leave. There is still enough of it going around the world that there is no need to cheapen it with your hyperbole.
 
neosapien

neosapien

Well-Known Member
DonnyTinyHands said:
Stupidest old man advice that is still super common. In 2019 this is financial retardation. Work like a fool if you want. But I'll stick with having the banks money working for me while I stay home and smoke my flowers.
Click to expand...
DonnyTinyHands said:
I retired at 30 bro.. you do you...
Click to expand...
DonnyTinyHands said:
No supermodel. No paradise location. But haven't worked in 8 years. Retired at 30. Zero fucks given if you don't believe.
Click to expand...
This all has a very "I beat my women cuz they needa learn I'm a man" vibe.
 
neosapien

neosapien

Well-Known Member
tangerinegreen555 said:
And when the sunroof actuator part breaks, it's a $1200 gig. Or just $200 to make it flip up an inch for ventilation.

Just remember this, no matter what you buy, Murphy's law always applies.

View attachment 4439621

As I sit here trying to warm up my frozen door handle so the door will close.

Recalled twice already, has to go in for a third time for 5 to 6 hours again. Door will open but won't close until it's fucking thawed. Takes 15 minutes to thaw, have to run engine, direct the hot air vent towards door.

My old F-150 which I had for over 10 years never froze one time. This one freezes every time it gets into the lower 20's. I've already lost 14 hours of my life waiting on it at the dealer. That includes 2 hours to fix the paint chip and scratches they put on the door the first time they took it apart.

PS, I bought it off an old school buddy who is a salesman there, asked for him specifically. So that's not an asset except for shooting the breeze about the old days while you're signing papers.

Hopefully the third time is a charm and the meathead who works on it doesn't scratch it up this time. I'm tempted to surround the door handles with blue painter's tape.

Always something, count on it.
Click to expand...
That has never happened to my 2016.
Until this morning at 730am, when I went to take the kid to the bus stop. Motherfucker was that fucking annoying.
 
You must log in or register to reply here.
Top